Saturday, April 15, 2006

Pre-approved credit card offer junk mails.. and how to stop it!

Been getting a whole log of junk mails from CapitalOne. Pre-approved credit card offers? Who wants it?

The FTC has a new law on this http://www.ftc.gov/opa/2005/07/prescreenoptout.htm. The companies sending out these mails have to let the user opt out of these offers for ever or for 5 years at least. There's this number 1-888-5-OPTOUT or a website https://www.optoutprescreen.com from the 4 credit reporting companies.

More information can be got from http://www.fraudguides.com/consumer_optoutprescreen.asp.

But I am not sure still if this will stop it once and for all.

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